This question has been answered by sottwell. See the first response.
You can leave the default empty, and simply delete the path in the TV for any resource to empty it. If you use the "image" output widget for the TV it won't return anything if the TV value is empty, while it will return the <img...> tags if there is an image selected.
http://rtfm.modx.com/display/revolution20/Image+TV+Output+Type
You can also use MODx tags, such as the [[*longtitle]], for the image tag attributes such as alt or title.
Another way to handle TV output is to use output modifiers
http://rtfm.modx.com/display/revolution20/Input+and+Output+Filters+%28Output+Modifiers%29</img...>