Seems to me this depends a lot on the structure that these disclaimers will need and the ability of the people creating/editing them, in this case, your clients.
If you think the disclaimers would take the form of
<ul>
<li><a href="link 1">link text 1</a></li>
<li><a href="link 2">link text 2</a>.. etc
</ul>
Then you could set up one TV to accept comma delimited values in the form of "link text 1, link 1, link text 2, link 2".
I think it’s just easier to set up one TV that can accept a number of values when the number of items is unpredictable or needs to be flexible. Then you could write a snippet to display the output the way you want (such as an unordered, linked list). But the key to this is a predictable format and you’d have to check for input mistakes.
If you can’t predict a format or it has to be freeform then you could set up a TV that uses tinyMCE to help your client build those links properly.
Do you think some or all of these disclaimers could ever be reused from page to page? Are the disclaimers linked to other pages on the site or offsite? If that is the case you could set up a parent page for all the disclaimers, let your client populate the child pages. Create a template variable for pages needing disclaimers which allows the client to pick which disclaimers apply to the current resource.
Hope this is helpful.
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